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Ulmas has been growing potatoes, wheat, cabbage and barley for more than ten years. Married and raising four children, he has a loving family. His wife cultivates agricultural products and helps him run his business.

Ulmas is also involved in animal husbandry and he owns a dairy cow. His wife sells milk to people in the village.

Ulmas started his farming business growing potatoes. A year later he had increased his productivity and became a successful dehkan farmer.

He wants to improve his family's living conditions and see them live in a comfortable house. This is why he is requesting a loan to repair his house. Ulmas and his wife rely on your kindness and your help.
View original language description ↓
Более 10 лет Улмас занимается выращиванием картошки, пшеницы, капусты и ячменя. Улмас имеет дружную семью, женат и на воспитании имеет четверых детей. Жена занимается выращиванием сельхозпродуктов и помогает мужу в ведении бизнеса. Кроме того Улмас занимается скотоводством, имеет дойную корову, его жена продает молоко жителям села. Улмас начинал свою деятельность в сфере земледелия, выращивал картошку, за год увеличил урожайность и стал успешным дехканом. Улмас хочет улучшить свои жилищные условия, чтобы содержать свою семью в комфортном доме, с этой целью Улмас запрашивает займ для ремонта своего дома. Улмас и его жена надеются на вашу доброту и помощь.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 222
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,750 helped Ulmas to repair his house.
Repayment Term
9 months (Additional Information)
Repayment Schedule
May 18, 2012
Jun 3, 2012
Currency Exchange Loss:
Jul 3, 2012