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Joy is single. Joy is forty-five years old, and resides in Aurora, Zamboanga Del Sur, Philippines. To earn a living Joy owns and operates a music bar. He has been in this business for five years and earns PHP 10,500 from it.

Joy has requested a loan of PHP 50,000 to purchase more drinks and food. In 2011, Joy joined GDMPC to gain access to financial services to help improve his business and living situation. In the future, Joy wants to make improvements to his house and to improve his general living conditions.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 498
    View loans »
    Philippines Loans Fundraising
  • $65,913,675
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Joy to purchase more drinks and food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 24, 2012
May 29, 2012
Currency Exchange Loss:
Jun 21, 2013