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Kalinisa is 60 years old and is married. She is the primary breadwinner for her family. Since 1978, Kalinisa has been raising livestock, having started her business with 1,000 Kyrgyz soms (KGS) or approximately $21 USD. Today, Kalinisa has 35 sheep, three breeding cows, a bull and a horse. She brings in approximately 10,000 KGS ($213 USD) per month selling milk and dairy products. To further grow her business, Kalinisa applied for a loan from Bai Tushum and Partners, requesting 135,000 KGS to purchase purebred yearling calves. Kalinisa plans to invest the income from her loan to further develop her business.
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Калинисе 60 лет, замужем. Калиниса в качестве основного источника дохода для своей семьи, с 1978 года занимается животноводством, начав этот бизнес со стартовой суммы 1,000 сом (KGS). На сегодня в хозяйстве Калинисы насчитывается 35 овец, 3 коровы с приплодом, 1 бык и 1 лошадь, что приносит около 10,000 сом (KGS) в месяц с продажи молока и молочных продуктов.
В целях дальнейшего развития своего бизнеса, Калиниса обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку породистых годовалых телят. Доходы от кредита Калиниса планирует вложить в дальнейшее увеличение бизнеса.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 38
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,537,675
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Kalinisa to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 30, 2012
May 30, 2012
Currency Exchange Loss:
May 17, 2014