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Hut is 39 years old, married, and has been residing together with her family in a peaceful village of Baray district. She is a good mother who is responsible for three single children enrolled in a local school. She and her husband, Pe, 49 years old, help each other in managing their rice farming business in order to provide the basic necessities, especially education, to their children.

Hut said that she is just a low-educated woman who has encountered a lot of difficulties in life due to the lack of knowledge. And she doesn’t want her children to follow her path in life. She also believes that education is one of the best ways to alleviate poverty.

With her first cycle loan she requested, she would like to purchase timber and wooden boards to fix and replace her wall. This will secure her family, who are often badly affected by the rain during the rainy season. She hopes to provide her family with comfortable living conditions.

She is very happy and grateful for the support from all of you.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,045.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Hut to purchase timber and wooden boards to fix and replace her wall.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 1, 2012
Currency Exchange Loss:
Feb 22, 2013