Check out some available loans that are similar to this one!
Shirley is 31 years old, married, and lives with her children and spouse, who are her main priority. With her credit, she plans to buy leaf mulch, fertilizers, fungicides, and pay a day laborer to help with the coffee, and in this way ensure a good application of the products and do a good job of it.

What she hopes is to take advantage of the good soil conditions and topography which the land has for this type of cultivation, and also to put her experience with coffee growing into practice. Besides being able to buy the best products, she will use those of the best quality to ensure that her plantation will have good and healthy growth and to have a sufficient level of production in this growing season.

This is the first loan she has received from FUDECOSUR. She has never taken out a loan from a state bank before, but FUDECOSUR has offered her a loan with ease and at a much lower interest rate.
View original language description ↓
Shirley, tiene la edad de 31 años, está casada, vive con sus hijos y esposo que son su mayor prioridad. Ella con su crédito pretende hacer la compra de abonos foliares, fertilizantes, fungicidas y pagar mano de obra para la asistencia de café, y de esta manera asegurarse de realizar una buena aplicación de productos y hacer un buen trabajo. Lo que pretende es aprovechar las buenas condiciones de suelo y topografía que cuenta la propiedad para este cultivo, y también poner en práctica la experiencia en el manejo de café. Además de poder comprar los mejores productos y de mejor calidad para que su plantación tenga un buen desarrollo y sanidad, y tener en este periodo una producción adecuada. Es el primer préstamo que recibido de FUDECOSUR. Él no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 8
    View loans »
    Costa Rica Loans Fundraising
  • $4,836,900
    Funds lent in using Kiva
  • 504.0
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Shirley to care for her coffee.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 4, 2012
May 31, 2012
Currency Exchange Loss:
Jan 20, 2014