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Murman is 52 years old. He lives in a small village with his wife, Zaira. They run an agricultural business.

They have a milking cow and every day they actively produce cheese, curd, and other dairy food and sell dairy products on the local open market. They have a lot of customers in nearby villages because everyone knows that their products are of good quality.

Along with the dairy farm, the family is busy on a family-owned cornfield. They sell harvested corn on the local open market. The total average monthly income of the family is 500 Lari.

Murman requested a loan for purchasing drugs for healing the cornfield from parasites. As a result of this properly done seasonal work, the harvest will be better and Murman will be able to sell it at a good price. With the increased amount of profit, he will be able to repair the first floor of his house and the family will have better living conditions.

Murman hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 29
    View loans »
    Georgia Loans Fundraising
  • $8,567,900
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Murman to purchase drugs for healing plants from parasites.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 3, 2012
May 28, 2012
Currency Exchange Loss:
Jun 17, 2013