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She's single and has one underage son. She lives with her family in a house she owns and also supports her mother by sending some money for food expenses.
She's a servicewoman for the Ministry of Defense. With the present loan she intends to purchase construction supplies (beams, cement, sand, metal sheets, rocks, etc.) in order to continue building her house and to provide more comfort for her family.
Int he future she intends to finish building her home and to get officially married. For that reason she pledges to repay the loan as scheduled and request more loans from Hluvuku.
Her challenge is to finish building her house, to continue her studies and to grow professionally.
View original language description ↓
Solteira e mãe de 1filho ainda menor de idade, vive na casa própria com a sua família e sustenta sua mãe enviando algum valor monetário para as despesas alimentares.
É militar quadro do Ministério da Defesa, e com o presente empréstimo pretende comprar material de construção (barrotes, cimento, areia, chapas, pedra e outros) para dar continuidade a obra da sua casa e oferecer melhor conforto a sua família.
No futuro pretende terminar a sua casa e casar oficialmente, para tal compromete-se a pagar devidamente o empréstimo e solicitar mais a Hluvuku.
O desafio é concluir a sua casa, continuar com os estudos e crescer profissionalmente.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 33
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 27.8
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Elvira to purchase construction supplies (beams, cement, sand, metal sheets, rocks, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 8, 2012
May 30, 2012
Currency Exchange Loss:
Sep 17, 2013