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Rachael is 36 years old and lives in the town of Mbale in the Mbale region of Uganda. She is married and has three children who are all currently in school. For the past 4 years, Rachael has been working hard to manage her small shop, which sells cosmetics.

To help expand her business, Rachael has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more cosmetics like body lotions for resale and will help Rachael to generate greater profits and increase her profits from her business. Rachael hopes that in the future she will be able to become more rich.

Rachael is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Rachael who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro-loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.

About Uganda

  • $1,800
    Average annual income
  • 95
    View loans »
    Uganda Loans Fundraising
  • $33,590,725
    Funds lent in using Kiva
  • 2,475.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Rachael to buy more cosmetics such as body lotions for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 8, 2012
May 28, 2012
Currency Exchange Loss:
Jul 18, 2013