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Jyldyz is 33 years old, married, and is raising 3 children. She works as a music teacher at a local school. As a source of additional income for her family, Jyldyz raises livestock, having started her business with an initial investment of 15,000 som (KGS) in 2006. Presently, her herd includes 12 sheep and 2 cows with calves, and brings her 6,000 som per month from sales of milk and dairy products.

In order to continue developing her livestock business, Jyldyz has turned to Bai Tushum & Partners for a loan of 80,000 som (KGS) to buy additional animals for her herd. She plans to invest her profits from this loan into further expansion of her business.
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Жылдыз 33 года, замужем, воспитывает 3 детей. Жылдыз работает в местной школе преподавателем музыки и в качестве дополнительного источника дохода для своей семьи, с 2006 года занимается животноводством, начав этот бизнес со стартовой суммы 15,000 сом (KGS). В хозяйстве Жылдыз на сегодняшний день имеется 12 овец, 2 коровы с телятами, что приносит ей около 6,000 сом в месяц с продажи молока и молочных продуктов.
В целях дальнейшего развития своего бизнеса, Жылдыз обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на закуп дополнительных голов скота. Доходы от кредита Жылдыз планирует вложить в дальнейшее увеличение хозяйства.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 60
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,014,625
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,700 helped Jyldyz to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 30, 2012
May 30, 2012
Currency Exchange Loss:
Sep 17, 2013