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Nyakagezi / Zz Group
In this Group: Thémistocle, Zhedine, Aimable, Nadine, Jean Claude, Béatrice, Jean Pierre, Sylvie, Noel, Jean Baptiste
Thémistocle is a member of the Nyakagezi /Zz group.The group’s name means « Name of the valley ».He is 28 and single. He has one person dependent on him. His education level is 6th secondary.
Thémistocle is a rice farmer. This is his second loan from ABC. He will use his credit to buy chemical fertilizer and pay for labour.
To expand his exploitation, he plans to use modern methods of cultivation. Over the coming years he would like to purchase more fields to enlarge his farm. With the profits he plans to buy a vehicle which will help him to go about his business, build a house for his family, and pay his children’s school fees.
Thémistocle fait partie du groupe Nyakagezi /Zz. Le nom du groupe signifie «Name of the valley ». Il a 28 ans, il est célibataire. Il a 1 personne dans son charge .Son niveau d’éducation est de 6 ans de secondaire.
Thémistocle est agriculteur de riz. C’est son deuxième cycle de prêt avec ACB. Il va utiliser son crédit afin d’acheter des engrais chimique et payer la main d’œuvre.
Pour faire croitre son agriculture, il planifie de cultiver d’une façon moderne. Dans les prochaines années, il voudrait acheter d’autres champs pour agrandir son agriculture. Avec les profits, il prévoit d’acheter un véhicule qui va l’aide à faire son business, construire une maison pour sa famille et payer les frais scolaire pour ses enfants.

Additional Information

About Amasezerano Community Banking, S.A.

Amasezerano Community Banking, S.A., is a for-profit microfinance institution founded in 2005 by the Rwandan NGO African Evangelist Enterprises-Rwanda and 61 individual shareholders, and has been a Kiva partner since June 2010. The mission of Amasezerano Community Bank (ACB) is to have a holistic, positive impact on the lives of poor people by providing quality financial services. ACB’s client base is composed primarily of farmers, small-business owners, women entrepreneurs and low-wage private-sector salaried workers. Credit offerings are tailored to meet client needs, and include group solidarity loans, agricultural loans, loans for women entrepreneurs, small-business loans, and loans for salaried workers. ACB also offers mobile money transfers, currency exchange and life insurance services to its borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 50
    View loans »
    Rwanda Loans Fundraising
  • $18,405,575
    Funds lent in using Kiva
  • 597.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Nyakagezi / Zz Group's $1,700 loan helped a member to buy chemical fertilizer and pay for labour.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Apr 30, 2012
May 28, 2012
Currency Exchange Loss:
Apr 4, 2013