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04.10.9  Nam Ngạn Group
In this Group: Thúy, Tuyết, Lý
Mrs. Thúy has a business sewing clothes. She is requesting a loan to purchase machines to make and repair clothing.

Thúy is 33 years old and married with two children.

She is the leader of a three-member group, the 9 Nam Ngan solidarity group.

She lives and works in Thanh Hoa city, an urban area in Thanh Hoa province, with two dependents

In 2011, Thúy joined Thanh Hoa Fund for Poor Women to improve her business. Thúy has successfully repaid three loans from Thanh Hoa Fund for Poor Women.

Thúy has been involved in this business for three years. The main harship that Thúy faces in her business is the lack of capital. With her business profit, Thúy hopes that her family will be healthy and happy, that her business will do well, and that she will make enough money to provide for her kids.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 130
    View loans »
    Vietnam Loans Fundraising
  • $16,231,400
    Funds lent in using Kiva
  • 20,840.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04.10.9 Nam Ngạn Group's $775 loan helped a member to purchase sewing machines to make and repair clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2012
May 27, 2012
Currency Exchange Loss:
Jun 17, 2013