A loan of $350 helped to buy grocery goods for her business.

Ram Devi's story

In 2000, Ram Devi established her grocery store business. She is 38 years old, married and has two children, ages 22 and 18. Working 7 days a week and 12 hours a day, she supports her family.

In the Kathmandu valley, the small grocery store, called a pasal, is an important part of the local economy. Fresh produce, milk and staples such as rice, lentils and flour are purchased daily for cooking in the home. Owners of small grocery stores use Kiva loans to increase their purchasing power and profit margins. By keeping inventory strong and purchasing in larger amounts, owners of these small stores are able to increase profitability. While a typical pasal might be no more than 100 sq. feet, they are always full of bargaining customers, incoming produce and shrewd businesswomen.

Ram Devi has already received and successfully repaid seven loans from Patan BPW. She used her most recent loan to buy grocery goods for her business. In the future, Ram Devi plans to uplift the economic condition of her family. She thanks you for your support.

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