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Los Emergentes Group
In this Group: Gladys, Jessica Paulina, Perpetua, Raul Teodoro, Jose German, Elizabeth Cristina, Lee Frank, Bertha Cristina, Maria Macedonia
Gladys is 49 years old, and she has three children. She is a member of Los Emergentes communal bank. There are nine members in the communal bank, and the members live in the Comas district.

Gladys has been making and mending clothing for over 30 years. She started by offering her mending services, that is to say fittings and alterations, etc. Little by little she started making clothes that her clientele required. This is how she became financially solvent and able to cover her essential expenses.

She will use the received loan to buy sewing materials like thread, needles, and zippers, etc.
View original language description ↓
La Sra. Gladys, tiene 49 años de edad, tiene 3 hijos y es socia del grupo "Los Emergentes", formado por 9 integrantes, residentes del distrito de Comas.
La Sra. Gladys se dedica desde hace mas de 30 años a la confección y compostura de prendas de vestir, inició ofreciendo servicio de compostura es decir entallados, correción de bastas, etc, poco a poco y a requerimiento de su clientela empezó a confeccionar, es así que ella llega a tener solvencia económica para poder cubrir sus gastos primordiales.
El prestamo recibido lo invertirá en la compra de materiales para la costura como hilos, agujas, cierres, etc.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Emergentes Group's $3,125 loan helped a member to buy sewing materials like thread, needles, and zippers, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 4, 2012
Jun 3, 2012
Currency Exchange Loss:
Dec 15, 2012