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Ndiengdiaw Group
In this Group: Arame, Soda, Nogaye*, Binta, Diakhate*, Awa, Bintou, Sokhna, Khady*, Ndeye Mariame, Mbayta, Faty, Dial, Diayla*, Amy, Diaba*, Bineta, Maty*, Maï, Faty Matar, Daba, Mame Diarra Bousso, Awa, Ndack*, Awa, Dial Mor , Amy, Awa, Khardiata, Ndeye, Khoudia, Ndeye, Khary, Mame Diarra*, Bamba, Mbene, Arame, Mame Diarra, Sokhna, Fatou, Fatou
* not pictured
This Banc Villageois was created on April 9, 2011 and is on its third loan cycle. Its comprises 45 members, all women, who live in one village and its surrounding hamlets. It should be noted that only 41 women are taking a loan this time. Their main activities are fattening livestock (sheep and cows) and small retail business.

The featured borrower, Ndéye Marième, is 27 years old. She is the secretary of the Banc Villageois. She is married and the mother of two girls, ages 7 and 3. She is involved in fattening sheep and cows and she also has a small retail business selling various goods. In the photo, she is the woman standing in the right corner, wearing a green dress and raising her left hand.

With her loan, she is planning to buy two sheep of a 50,000 CFA francs value and various goods (incense, perfume, fabrics, shoes, jewelry...) at a cost of 65,000 CFA francs. She will make these purchases at the weekly markets located near her village and will resell in her locality. She will also use 10,000 CFA francs as working capital. In this manner, she is planning to increase her income.

Profits will be used to increase her savings in order to obtain a larger loan, to support her children's education, and to build a house for her family.
View original language description ↓
Le Banc Villageois est inauguré le 9 avril 2011, il est actuellement à son troisième cycle; il est composé de 45 femmes membres qui habitent le village et les hameaux environnants mais il faut noté que c'est seulement 41 clientes qui ont bénéficié de prêt. Les activités dominantes sont l'embouche ovine, bovine et le petit commerce.

L'emprunteur en vedette Madame Ndéye Marième est âgée de 27 ans, elle est la secrétaire du Banc Villageois; elle est mariée mère de deux filles qui ont 7 ans et 3 ans. Elle mène une activité d'embouche ovine et bovine et en même temps un petit commerce de diverses marchandises. Sur la photo elle est debout à droite habillée en robe verte et a levé la main gauche.

Avec son prêt, elle envisage d'acheter deux moutons pour une valeur de 50 000 F CFA, des marchandises variées (encens, parfums, tissus, chaussures, bijoux.....)d'un montant de 65 000 F CFA dans les marchés hebdomadaires à proximité de son village et va revendre dans sa localité et les 10 000F CFA vont lui servir de fonds de roulement. Ainsi elle compte se faire plus de revenus.

Ses bénéfices vont servir à augmenter son épargne afin d'obtenir un crédit plus élevé, soutenir ses enfants dans leur scolarité et aussi construire une maison pour eux.

Additional Information

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 1
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 523.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Ndiengdiaw Group's $4,250 loan helped a member to buy sheep for fattening and to purchase various goods for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 8, 2012
May 25, 2012
Currency Exchange Loss:
Dec 15, 2012