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Géminis Group
In this Group: Rosa Celia , Erica *, Lidia , Saturnina , Josefina , Yolanda , Maria Felisa , Maria Del Carmen , Jose Telesforo , Araceli , Jessica
* not pictured
The group "Géminis" consists of 11 members, 10 women and 1 man. All of them engage in some type of business activity. They are all hardworking and responsible. The members say that they are very pleased because the town of San Felipe is close to celebrating Mother's Day. They say that the name of their group was chosen simply because it came as an idea to one of the members, whose name is not listed because that person is no longer with the group.

Sra. Saturnina is a member of this group. She says that she is 47 years old and lives in the town of San Felipe. Saturnina is a married woman who has been with her husband Victorino for 31 years. He works on a construction site. They have a family with children, but only one is a dependent even though the child is no longer in school. Doña Saturnina has been selling all types of clothing for five years, including trousers and shirts. She conducts her sales by walking around the town of San Felipe and visiting her neighbors. "I started this business because I wanted to help my husband with the household expenses and because I enjoy walking," she says. However, her greatest difficulty at the moment is having to do a great deal of walking under the sun or when it rains. This time she is requesting a loan so that she can restock with more clothing. She says that the loan will help her obtain more merchandise and increase her earnings considerably. Now she will be able to buy clothes that are in style. Her profits will help cover expenses such as food, shoes, clothing, and other needs. Some of the money will also be used for her loan payments because she does not want to be on bad terms with Fundación Realidad.

Doña Saturnina and the rest of her group are very pleased and appreciative of Fundación Realidad for investing in their business activities:
• Rosa Celia will invest in embroideries.
• Lidia and Maria Felisa will invest in pigs.
• Josefina and Jose Telesforo will invest in clothing.
• Yolanda will invest in corn for making tortillas.
• Carmen will invest in the sale of Mexican street food.
• Erica will invest in quilts and bedspreads to sell.
• Araceli will buy corn and feed for her pigs.
• Jessica will invest in her gift shop.

*Erica does not appear in the photo because she works at a pharmacy and was not able to leave until much later.

View original language description ↓
El grupo "Géminis" está conformado por 11 mienbros 10 mujeres y un hombre todos son personas que se dedican a alguna actividad todas son persoans muy trabajadoras y responsables nos cuentan las clientas que ellas se encuentran muy contentas porque en San Felipe muy pronto les festejaran dia de las madres, tambien nos cuentan que el nombre del grupo lo eligieron ya que simplemente se les ocurrió porque no habia otro nombre que ponerle pero tambien enfatizaron que la persona que le puso el nombre ya no se encuentra en el grupo.

La Señora Saturnina quien forma parte del grupo nos cuenta que tiene 47 años de edad vive en el mismo municipio de San Felipe es una señora casada desde hace 31 años su esposo Victorino trabaja en la obra, formaron una familia con hijos pero hasta el momento solo tienen un dependiente y aunque ya no estudia depende aun de dicha pareja. Doña Saturnina se dedica a la venta de ropa desde hace 5 años vende de todo como, pantalones, camisas, pants, Doña Saturnina vende caminando por el municipio de San Felipe entre sus vecinos "yo inicie el negocio porque queria ayuadarle a su esposo con los gastos del hogar tambien porque me gustaba caminar pero sin emabrgo nos cuenta que ahora su gran dificultad cuando vende y tiene caminar mucho bajo el sol o tambien cuando llueve. Sin embargo esta vez ha solicitado el credito para surtirse mas de ropa comprra de todo comenta que el crédito le ayudará para obtener mas mercancia y sus ganacias aumentaran considerablemente porque ahora podrá comprar ropa que esté a la moda. La meta de la señora Saturtina es llegar a tener su propio local simbergo reconoce que las rentas de los locales estan muy caras y quizas no pueda pagar uno. Sus ganancias le ayudarán para cubrir gastos como alimentacion, calzado, vestimenta etc. tambien de sus ganacias les serviran para pagar sus pagos con la institucion ya que no quiere quedar mal con la institución.

Doña Saturnina y el grupo están muy contentos y agradecidos con la institución ya podran invertir en sus actividades Rosa Celia invertirá en bordados, Lidia y Maria Felisa invertirán en cerdos, Josefina y Jose Telesforo invertirán en ropa, Yolanda en la compra de maíz para la elaboracion de tortillas, Carmen invertirá en venta de antojitos, mientras que Erica invertirá en edredones y colchas para su venta, Araceli comprará maíz y alimento para cerdos y Jessica invertirá en su local de regalos.

*****Erica no está en la foto ya que trabaja en un farmacia y no la dejan salir hasta muy tarde******

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mexico

  • $15,600
    Average annual income
  • 38
    View loans »
    Mexico Loans Fundraising
  • $22,559,375
    Funds lent in using Kiva
  • 14.0
    Mexico Pesos (MXN) = $1 USD

Success!! The loan was 100% repaid

A portion of Géminis Group's $5,075 loan helped a member to buy articles of clothing to sell.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 4, 2012
May 31, 2012
Currency Exchange Loss:
Oct 2, 2012