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Lizet Fabiana

Update on Lizet Fabiana

Lizet is single and lives in the Abasto region (of Bolivia) in a house that she leases from her mother. She works selling clothing during the day and studies at night. She sells clothing in open-air markets and on weekends she travels to locations around the city of Santa Cruz where fairs take place. In order to be able to sell her products this way, Lizet also takes advantage of national holidays when she doesn't have classes.

Lizet is twenty-one years old. She sells new clothes. Her mainstays are her studies and her work. She sacrifices a great deal so that, through this clothing sales business, she can cover her study and living expenses. With the money from the loan she will buy seasonal winter clothing wholesale, since her earlier loan was very successful and she generated more income and increased her work capital.

She begins selling very early in the morning. She is responsible and wants, day by day, to overcome the obstacles she faces. Her desire is to finish her studies and to practice her profession. In this way she will be able to improve her quality of life.
View original language description ↓
La Sra. Lizet es soltera vive en la zona del Abasto en una casa en anticrético la cual el anticrético es de su madre. Trabaja vendiendo ropa durante el día y estudia por las noches, vende ropa ambulando por los mercados y fines de semana viaja a los diferentes lugares aledaños a la ciudad de Santa Cruz donde se realizan ferias para poder vender sus productos de manera ambulante, también aprovecha los días feriados cuando no tiene clases, Lizet tiene 21 años sus ventas que realiza son de ropa nueva, es una persona que como pilar fundamental lo tiene el estudio y el trabajo, se sacrifica mucho ya que con esta actividad de la venta de ropa corre con sus gastos de estudio y de manutención, con el dinero del crédito comprara mercadería al por mayor de ropa de temporada de invierno, ya que con el anterior credito le fue muy bien genero mas ingresos para incrementar su capital de trabajo, vende desde muy tempranas horas de la mañana, es responsable y tiene ganas de superación día a día, su deseo es el de terminar sus estudios y de ejercer su profesión, de esta manera de poder mejorar su calidad de vida.

Previous Loan Details

Ms. Lizet is single and lives in an anticrético in the Abasto zone. [An "anticrético" is a kind of lease-purchase tenancy arrangement common in Bolivia.] The anticrético is her mother's. Lizet works selling clothing during the day and studies at night. She sells clothing on foot through the mar... More from Lizet Fabiana's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Lizet Fabiana to buy seasonal winter clothing.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Apr 25, 2012
Jun 3, 2012
Currency Exchange Loss:
Jun 17, 2014
This photo was used before for a previous loan for Lizet Fabiana. It was first posted on Kiva on Nov, 2011. Learn More