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Zirek is 45 years old, married, and has three children. In search of a source of income for her family Zirek began her own tailoring business, specifically geared toward local brides. She started her business with one sewing machine, but thanks to her dedication and hard work she was able to expand her business and has purchased an additional five sewing machines. Today her business earns a monthly profit of 20,000 som (KGS). Her stock of materials is limited so she turned to Bai-Tushum and Partners for a 120,000 som (KGS) loan. Zirek plans to invest her earnings into further development of the business so that she can someday fulfill her dream - to have her own bridal store.
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Зирек 45 лет, замужем, воспитала 3 детей. Зирек в поисках источника дохода для своей семьи, начала свой бизнес в пошиве, а именно - создания приданного для местных невест. Начав свой бизнес с одной швейной машинкой, благодаря настойчивости и упорному труду, Зирек сумела развить свой бизнес, приобретя дополнительно 5 швейных машинок. На сегодняшний день ежемесячная прибыль от бизнеса составляет 20,000 сом (KGS). На сегодняшний день ассортимент материала для пошива не представлен в изобилии, и по этой причине Зирек обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 120.000 сом (KGS). Доходы от кредита Зирек планирует вложить в развитие бизнеса, чтобы в будущем воплотить свою мечту – открыть собственный магазин для невест.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 67
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Zirek to purchase tailoring materials.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 29, 2012
Currency Exchange Loss:
May 17, 2014