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Tina is 63 years old. She lives in a small village with her family, including her husband Givi, her four children, and her daughter-in-law. The family runs an agricultural business; They have two cows and four calves. Tina and Givi keep their livestock in good condition and take good care of them. Tina is also busy with farming. She has 0.8 hectare of land where she grows 1000 vine trees. She sells harvested product on the local open market. The total average monthly income of the family is 450 Lari.
Tina requested a loan to purchase calves. She wants to grow them and sell them after a few months with a price mark up. Also, she will be able to produce and sell more dairy food. She wants to expand her business in order to make her desired profit. With the increased amount of profit, she will be able to reinvest in the family's agricultural business, as well as spend more on her family's daily needs. Due to the above-mentioned, the family’s living conditions will be improved.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 46
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Tina to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 4, 2012
Currency Exchange Loss:
Jun 17, 2013