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Gulnara is 51 years old. She is married and has five children. Since 1990, Gulnara has been raising livestock, having launched her business with a starting capital of 5,000 KGS. Thanks to Gulnara’s hard work, her farm now includes two cows with their calves, 10 sheep, and two horses. Her monthly income from selling milk is about 20,000 KGS.

In order to develop her business further, Gulnara turned to “Bai Tushum and Partners” for a loan of 100,000 KGS to buy sheep. Gulnara plans to use the resulting revenues to expand her livestock further so as to be able to pay for her youngest son’s wedding in the near future.
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Гулнаре 51 год, замужем, имеет 5 детей. Гулнара с 1990 года занимается животноводством, начав этот бизнес со стартовой суммы в 5,000 сом. Благодаря упорному труду Гулнары, в ее хозяйстве на сегодняшний день имеется 2 коровы с приплодом, 10 овец, 2 лошади, ежемесячная прибыль с продажи молока составляет около 20,000 сом (KGS).
В целях дальнейшего развития своего бизнеса, Гулнара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку овец. Доходы от кредита Гулнара планирует вложить в дальнейшее увеличение количества домашней скотины, чтобы иметь возможность женить в ближайшем будущем своего младшего сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 40
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,530,050
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Gulnara to purchase livestock.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 29, 2012
Currency Exchange Loss:
Nov 17, 2013