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Gulmayram is forty-two years old and married. Since 1994, she's run an animal raising business, having started this business with a capital of 5,000 soms (KGS). Thanks to her hard work she now owns 3 cows with offspring, and generates 15,000 soms a month in revenue via the sale of milk and milk products.

In order to expand her business, Gulmayram approached "Bai Tushum and Partners" with a request for a loan of 50,000 soms (KGS) in order to purchase some stallions. She plans to reinvest proceeds from the loan back into her business.
View original language description ↓
Гулмайрам 42 года, замужем. Гулмайрам с 1994 года занимается животноводством, начав этот бизнес с 5,000 сом (KGS). Благодаря упорному труду Гулмайрам, в ее хозяйстве на сегодняшний день имеется 3 коровы с приплодом, продажа молока и молочных продуктов приносит около 15,000 сом в месяц.
В целях дальнейшего развития своего бизнеса, Гулмайрам обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 50,000 сом (KGS) на покупку жеребцов. Доходы от кредита Гулмайрам планирует вложить в дальнейшее увеличение домашней скотины.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 28
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,864,850
    Funds lent in using Kiva
  • 47.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Gulmayram to purchase stallions.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 29, 2012
Currency Exchange Loss:
May 17, 2013