Arcelita is 30 years old and married with three children.
Arcelita works hard to provide for her family. She runs a charcoal retail business in the Philippines and requested a PHP 12,000 loan through NWTF to purchase additional sacks of charcoal to sell.
Arcelita has borrowed and paid 16 loans from NWTF before this loan. She has been running the charcoal retail for nine years and also earns an income from rice retailing.
Arcelita aspires to build and expand her business to secure the future of her family.
About Negros Women for Tomorrow Foundation
Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.