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Sok is a 54-year-old woman from the Baray District of Kompong Tom Province. She is a single mother and is responsible for seven children; two of her children work in the construction field in order to help the family.

Sok cultivates her farmland and harvests various types of crops to sell. She prefers to grow rice, potatoes and beans because these crops have a good market. Sok would like to improve her business, so she decided to request credit from HKL and Kiva. With this credit, Sok will purchase bean seeds, fertilizers and pay for labor costs. She believes that, through her effort, she can have an abundant harvest in the coming season.

Her business goal is to purchase extra plots of land in order to expand the land area where she cultivates crops.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 104
    View loans »
    Cambodia Loans Fundraising
  • $41,424,450
    Funds lent in using Kiva
  • 4,085.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sok to purchase bean seeds, fertilizers and pay for labor costs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 17, 2012
May 25, 2012
Currency Exchange Loss:
Apr 25, 2013