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Juan Carlos
Juan Carlos is thirty-five years old and lives in his own home with his wife and children. He never finished school because his parents did not have the financial resources to pay for his tuition. The most important thing he inherited from his parents is the gift of work. They taught him to work the earth and this is how he earns a living and brings bread to his home on a daily basis. Every year he plants corn and beans since they are the main staple grains grown in the region. After reaping the harvest, he sells part of his crop and keeps the rest to feed his family. Since the time to plant is right now, he is requesting this loan from INTEGRAL to invest by purchasing the necessary supplies (seeds, fertilizers, and insecticides, etc.) to realize an abundant harvest and be able to continue bringing bread to his home on a daily basis, as well as continue improving his and his family’s quality of life.
View original language description ↓

Juan Carlos tiene 35 años de edad y habita en casa de su propiedad junto con su esposa y sus hijos. No logro terminar sus estudios básicos, debido a que sus padres no contaban con los recursos económicos para terminar de pagarle los estudios. Lo mas importante que heredo de sus padres es el regalo del trabajo, ya que le enseñaron a cultivar la tierra y de esta forma es como se gana la vida y lleva el pan de cada día a su hogar. Cada año siembra y cultiva maíz y frijoles ya que son los principales granos básicos que se dan en la zona. Después de sacar la cosecha, pone a la venta una parte de esta y otras es para consumo de la familia. Debido a que la temporada para la siembra ya está presente, solicita este préstamo a INTEGRAL para invertir en la compra de los insumos necesarios (semillas, abonos, insecticidas, etc.) para obtener una cosecha abundante y así poder continuar llevando el pan de cada día a su hogar y poder ir mejorando su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 523
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,200 helped Juan Carlos to purchase seeds, fertilizer, and insecticides, etc.
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 18, 2012
Jun 3, 2012
Currency Exchange Loss:
Jul 3, 2012