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Carlos Armando
Don Carlos is 45 years old. He's married and has three children. He has worked in agriculture ever since he was 10 years old, because he was raised by his grandparents. He gets up at 4:30 a.m., drinks his cup of coffee and then walks for an hour until he arrives where he works. He leaves at 1 p.m. to return to his home. In order to buy supplies, Don Carlos walks for 30 minutes on foot until he gets to the road and catches a bus that takes him into town. Once he's done with his shopping, he goes back home.
He requests a loan from Fundación Campo in order to purchase 11 sacks of fertilizer, a bag of seeds, a gallon of herbicide and two litres of poison. With this loan, he will have money available for purchasing his supplies. That's all he's missing, since he already has the land and he hasn't been able to sow for lack of supplies. By cultivating his produce on time, he will have a greater possibility to sell his crop at better prices.
Don Carlos wishes to continue working and saving as much money as possible so that he can provide education for his children. Furthermore, he wishes to give them a decent home, since they live on a plot of land owned by his parents.
View original language description ↓
Don Carlos tiene 45 años de edad, es casado y tiene tres hijos. Desde los 10 años de edad él se dedica a realizar trabajos agrícolas, pues él se creció con sus abuelos. Se levanta a las 4:30 a.m. a tomar su taza de café, luego camina una hora hasta llegar al lugar donde trabaja y sale a la 1:00 p.m., para después regresar a su casa. para comprar los insumos don Carlos camina a pie treinta minutos hasta llegar a la carretera para abordar un autobús que lo conduce a la ciudad, una vez que ha terminado sus compras se regresa a su casa.

Él solicita un préstamo a Fundación Campo, para comprar 11 sacos de fertilizantes, una bolsa de semilla y un galón de herbicida y dos litros de veneno. Con esta inversión tendrá disponible el dinero para comprar sus insumos, ya que solo eso le hace falta, porque la tierra ya la tiene y por falta de insumos no ha podido sembrar. Al realizar sus cultivos a tiempo tendrá la posibilidad de vender mejor es más segura.

Don Carlos desea continuar trabajando y ahorrar lo más que pueda para preparar académicamente a sus hijos, además desea dejarles una vivienda digna, ya que viven en un terreno propiedad de sus padres.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 382
    View loans »
    El Salvador Loans Fundraising
  • $31,278,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $950 helped Carlos Armando to purchase 11 sacks of fertilizer, a bag of seeds, a gallon of herbicide and two litres of poison.
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2012
Jun 3, 2012
Currency Exchange Loss:
Jul 3, 2012