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Jose Esteban
Jose Esteban, 70, is married and has two children. The family lives in Pueblo Viejo Canton in the province of Los Ríos.

He belongs to the communal bank ANCHOVETA, which is in Puerto Pechiche Parish in the Anchoveta community, which belongs to Pueblo Viejo Canton. Most locals are farmers. Jose is a farmer and grows corn. He buys his supplies in the city of Ventanas. The loan he is requesting is to buy seeds, fertilizers and compost for his corn crop.

The loan helps cover family and production needs. His dream is to buy more land and increase production. One of the challenges he faces is the very low market price for corn. He enjoys traveling.
View original language description ↓
Jose Esteban tiene 70 años es casado tiene 2 hijos con la esposa y con los hijos vive en el Canton Pueblo Viejo Provincia de Los Rios.

Pertenece a la ventanilla ANCHOVETA se encuentre ubicada en la parroquia Puerto Pechiche recinto Anchoveta pertenece al Canton Pueblo Viejo se dedica a labores agricolas. Jose se dedica a la agricultura a la siembra de maiz, las compras las realiza en ventanas y las realiza en la ciudad de ventanas. El credito solicita para la compra de semillas, fertilizantres, y abonos la sembrar maiz.

El credito le ayudado a suplir las necesidades de la familiares y de la produccion. El sueño es comprar mas terrenos para aumentar la produccion Ha enfrentado desafios como los precios del maiz en el mercado estan muy bajos. Le gusta mucho salir de viaje

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 29
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Jose Esteban to buy seeds, fertilizers and compost for his corn crop.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
May 16, 2012
May 31, 2012
Currency Exchange Loss:
Dec 15, 2012