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Martha Lorena
Martha Lorena is 46 years old, divorced, and has one child. She lives with her 23-year-old son in Ventanas, which is in Bolívar Province.

Martha Lorena is a secretary at a private institution. She is requesting a loan in order to buy a computer, printer, and desk. With the help of this loan, she will be able to buy what she is lacking. The purchases will be made in Guayaquil. Her dream is to buy a house. In her free time, she enjoys selling merchandise.

View original language description ↓
MARTHA LORENA tiene 46 años de edad es divorsiada tiene un hijo, vive con el hijo de 23 años de edad en Ventanas Provincia de Bolívar.

MARTHA LORENA es secretaria en una institucuón privada. Solicita el crédito para comprar una computadora, impresora, escritorio.

Con la ayuda del crédito podra comprar lo que tanta falta le hacia.

Las compras lo hara en Guayaquil. El sueño e spoder comprar una casa. En el timepo libre le gusta vender mercadería.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,200 helped Martha Lorena to buy a computer, printer, and desk.
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 17, 2012
May 30, 2012
Currency Exchange Loss:
Jun 29, 2012