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Las Palomitas Group
In this Group: Norma Sara, Maria Luz, Emilia Donatila, Eduardo Teodoro*, Cristina Veronica, Emilia, Rocio Del Pilar
* not pictured
The communal bank Las Palomitas is made up of 7 trustworthy members who have been working from 4 months to a year with the Prosperity Program.

Emilia is 44 years old, married with 4 children, 3 of them are still dependent, and she is the chairperson of the group. She offers cleaning and cooking services. This work has permitted her to cover some of the household expenses. Currently the money that she receives goes toward the construction of her home.

At this time she is asking for a loan in order to buy construction materials such as cement, sand, etc., in order to finish some of her home as she plans to rent some rooms. In the future she would like to install a boutique because it would insure that she will have better income.

Emilia, like all the members of the communal bank Las Palomitas, is grateful for the granted loans as they make their progress possible. Emilia is located in the back row, the first on the left side, wearing a beige sweater.
View original language description ↓
La Alcancía Comunal “Las Palomitas” está conformado por 07 socios responsables la cual llevan 01 año Y 04, meses trabajando con el Programa-Prosperidad. Emilia tiene 44 años es conviviente y tiene 04 hijos, 03 de ellos aún dependientes y es la que preside al grupo. Ella brinda servicios de limpieza y de cocina, este trabajo le ha permitido cubrir algunos gastos de su hogar. Actualmente el dinero que percibe lo destina para la construcción de su vivienda. En esta oportunidad solicito el crédito para la compra de materiales de construcción como cemento, arena, etc. para algunos acabados de su vivienda, pues piensa alquilar cuartos. A futuro le gustaría instalar una boutique, pues así asegura ella tendrá mayores ganancias. Emilia al igual que todos los integrantes de la Alcancía Comunal “Las Palomitas” agradecen el crédito brindado, ya que hacen posible su progreso. Emilia está ubicada en la parte posterior es la primera del lado izquierdo, viste una chompa color beige

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Palomitas Group's $3,050 loan helped a member to buy construction materials.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 3, 2012
Currency Exchange Loss:
Dec 15, 2012