A loan of $1,325 helped to buy fertilizers and pay laborers.


Salvador Arnulfo's story

Arnulfo is 40 years old, married, and has six children. He is a social, hard-working, honest, and cheerful man. His wife does the household chores. He started his business 12 years ago. He grows coffee and raises cattle. Arnulfo learned by tradition, as his father did this type of work. He works together with his wife, son, and two temporary employees. His wife is the one who runs their small grocery store, which is important to supporting the family's success.

His work day starts at 4:30 am and ends at 3:00 pm. His greatest difficulty has been finding enough time to tend to these activities, as he also works at a private company, which complicates the adequate distribution of his time. The advantage of having productive businesses is that it makes it easier for him to offer health, nutrition, and education to his family.

Arnulfo needs the loan he is requesting to purchase fertilizers for the field, to pay laborers, and to clean the cattle paddock. His dream is to offer his family protection and for all of his children to graduate. His goal is to have the economic solvency to take care of his family's expenses. This is Arnulfo's first loan request from FAMA and he hopes to make his repayments punctually.

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Translated from Spanish by Kiva volunteer Katie Kavanagh



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