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Yawo is a 48-year-old man, married to a retailer. He has four children, three of whom attend school. The eldest is eleven years old and the youngest is one.

Yawo has been working as a retail gardener since 2001. He sells fertilizer to all comers in his garden. He buys his products in Lome and has one employee. At this time, his main problem is being out of stock.

Yawo requested his first loan from WAGES to buy fertilizer and seeds for sowing. He wants to reinvest in the business.

In coming years, Yawo would like to expand his business and the size of his garden. He said that with the profits he plans to take care of his family.
View original language description ↓
Yawo est un homme âgé de 48 ans. Il est marié å une revendeuse. Il a 4 enfants, dont 3 à l’école. Le premier a 11 ans et le dernier a 1 ans.
Yawo travaille comme jardinier revendeur depuis 2001. Il vend des engrais pour tous clients dans son jardin. Il achète les produits à Lomé. Il travaille avec 1 employé. Au moment, sa difficulté principale est la rupture de stock.
Yawo a requis son premier crédit de WAGES afin d’acheter des engrais, des graines à semer. Il veut réinvestir dans l’activité.
Dans les prochaines années, Yawo voudrait agrandir son commerce et la taille de son jardin. Il dit qu’avec les profits, il prévoit de prendre soin de sa famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,500
    Average annual income
  • 0
    View loans »
    Togo Loans Fundraising
  • $9,000,575
    Funds lent in using Kiva
  • 521.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD