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Update on Elisa

Elisa is still a member of the "Virgen Concebida de Arin Communal Bank. The bank is located in the Arin district of the Calca province, department of Cusco.

Elisa has a live-in partner and a 9-year-old son. She still works in agriculture and stockbreeding. Elisa continues to raise cows and bulls, as well as small animals. At this time, Elisa needs this loan in order to purchase small animals like guinea pigs and chickens.

Elisa would like to thank you for this loan, and she commits to making her payments according to her payment plan.

View original language description ↓
La socia Elisa sigue perteneciendo al Banco Comunal “Virgen Concebida de Arin”; El banco comunal se encuentra ubicado en el distrito de Arin en la provincia de Calca y departamento de Cusco.

La socia Elisa, es conviviente, tiene 1 hijo de 9 años de edad; ella se sigue dedicando a la agricultura y a la ganadería. La socia Elisa sigue teniendo sus vacas, toros y sigue también en la crianza de animales menores. La socia Elisa en esta oportunidad requiere el préstamo para la compra animales menores como cuyes y gallinas.

La socia Elisa agradece el préstamo y se compromete a cumplir con el pago de sus cuotas de acuerdo al cronograma de pagos.

Previous Loan Details

Elisa is a member of the 'Virgen Concebida de Arin' community bank which is located in Arin district, in Calca province, in Cusco department. Elisa is 26 years old, lives with her partner, and has a 9-year-old son. Her business is farming and livestock raising. She owns cows, bulls, and also... More from Elisa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,449,700
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $200 helped Elisa to purchase small animals like guinea pigs and chickens.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 16, 2012
May 30, 2012
Currency Exchange Loss:
Dec 15, 2012
This photo was used before for a previous loan for Elisa. It was first posted on Kiva on Nov, 2011. Learn More