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Anabelio is 52 years old, married, and lives with his wife and son who are his major priority. With this loan, he plans to buy the inputs needed to improve his coffee cropland and buy seeds. He plans to increase the land sown in coffee, a part of which now lies fallow, and he intends to put it to use in order to increase his productive earnings. Anabelio's goal is to augment his total income by increasing his land under cultivation and, thus, provide a better standard of living for his family in the future.

This is Anabelio's 1st loan through FUDECOSUR. He has never had a loan previously from a state bank, and FUDECOSUR has offered him the loan with all facilities and with a much lower rate of interest.
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Anabelio, tiene la edad de 52 años, está casado, vive con su esposa y su hijo que son su mayor prioridad. El con el crédito pretende comprar los insumos para asistir su terreno de café y comprar más semilla. El tiene planeado aumentar el terreno sembrado pues cuenta con una parte vacía la cual quiere empezar a utilizar y sacarle ganancias productivas. El tiene como meta aumentar al número de ganancias con el aumento de terreno en producción y darle a su familia una mejor calidad de vida en su futuro. Es el primer préstamo que recibido de FUDECOSUR. El no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 1
    View loans »
    Costa Rica Loans Fundraising
  • $4,810,400
    Funds lent in using Kiva
  • 503.2
    Costa Rica Colones (CRC) = $1 USD
A loan of $1,600 helped Anabelio to invest in his fallow land in order to plant new coffee trees.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 23, 2012
May 30, 2012
Currency Exchange Loss:
Jun 29, 2012