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Zelia is married and is the mother of four children who are already adults. She lives in her own home with her family and also supports her mother-in-law and one grandson who live with her. She has her own business selling basic products. With her current loan, she will buy construction materials (sand, cement, stone, bricks, etc.) to continue work on her home.

In the future, she hopes to expand her stand to be more diversified and to sell more products. To do this, she promises to make her payments on time to be able to request more loans.

Her main challenge is investing even more into her business to increase her income.
View original language description ↓
Casada e mãe de 4 filhos já maiores de idade, vive na casa própria com a sua família e sustenta a sogra e 1 neto que vivem com ela.
Tem um negócio próprio de venda de produtos de primeira necessidade e com o presente empréstimo pretende comprar material de construção (areia, cimento, pedra, blocos e outros) para dar continuidade a obra a sua casa.
No futuro deseja ampliar a sua barraca para diversificar mais os produtos, para tal compromete-se a pagar devidamente o empréstimo para solicitar mais.
O principal desafio é investir ainda mais no negócio para aumentar o seu rendimento.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 63
    View loans »
    Mozambique Loans Fundraising
  • $3,101,775
    Funds lent in using Kiva
  • 27.3
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Zelia to buy construction materials (sand, cement, stone, bricks, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 10, 2012
May 26, 2012
Currency Exchange Loss:
Jul 17, 2013