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Sumac Wata Group
In this Group: Senovia, Marina, Sonia Cayetana, Angelica, Ruth Vanessa, Maribel, Victoriana Feliciana*, Juan
* not pictured
These members belong to the communal bank "Sumac Wata". The bank is located in the district of Cusco that belongs to the province of Cusco and the departent of Cusco.

The member is Senovia. She is 46, married, and has 3 children.
She works selling fruits, she sells apples, bananas, grapes, tangerines among other fruits. She works from 7:00am 'til 8:00pm. With this business she brings her children up. Her dream is to expand and improve her business of fruit selling.

She asks for this loan to buy apples, oranges, grapes, bananas and tangerines.

The other members of the bank make a living selling clothes, selling car parts, selling groceries and breeding farm animals.

Senovia is grateful to the people who is part of her dream through this medium (Kiva) and commits herself to the payment of her loan installments in due time.
View original language description ↓
Los socios pertenecen al banco comunal “SUMAC WATA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Senovia ella es casada y tiene 46 años y tiene 3 hijos; La socia trabaja con su negocio de venta de socia vende manzanas, platanos, uvas, mandarinas entre otras frutas, la socia vende desde las 7:00 a.m hasta las 8:00 p.m, por medio de este negocio la socia saca adelante a sus hijos, el sueño de la socia es ampliar y mejorar el negocio de venta de fruta. La socia solicita el préstamo para comprar manzanas, naranjas, uvas, platanos y mandarinas.
Los otros socios se dedican al negocio de venta de ropa, negocio de venta de repuestos de carros, negocio de venta de tienda de abarrotes y negocio de crianza de animales

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,458,300
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Sumac Wata Group's $6,200 loan helped a member to buy apples, oranges, grapes, bananas and tangerines.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 17, 2012
May 30, 2012
Currency Exchange Loss:
Oct 15, 2012