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Señor De Huanca Group
In this Group: Aydee, Nelly Toribia, Gabriela Olimpia, Edith*, Jose Luis, Florentina, Urbana Magdalena, Guillermina, Alberto*, Jose Gabriel, Hilaria Hilda, Jose Asdrubal, Giovanna
* not pictured

Update on Señor De Huanca Group

This member [José] belongs to the communal bank "Señor De Huanca"; This communal bank is located in the district of Wanchaq in the province of Cusco, department of Cusco.

Jose is 48, married and has 2 children.
He alternates his daily activities with his job as a teacher. For some time he has worked in a public institution, he works from Monday to Friday, he has worked in his job for years. He is a happy and responsible person and he is very willing to get ahead because this is the way he brings his family forward.

The member requests this loan to boost his computer which is his main work tool.

the other members [of the communal bank] make a living buying and selling guinea pigs, with a grocery store, weaving, baking, honey selling, yogurt selling, with a laundry business, with restaurants.

The members that are in the annexed picture [bottom right] are members that asked permission to be late to the meeting.

The member [José] is grateful for this medium that makes his loan possible and commits himself to pay his instalments.
View original language description ↓
El socio pertenece al banco comunal SEÑOR DE HUANCA ; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.

El socio José tiene 48 años es casado y tiene 2 hijos; el socio alterna sus actividades diarias con diarias con su trabajo de profesor él trabaja en una institución publica ya hace un tiempo atrás, el socio trabaja de lunes a viernes en su trabajo, él socio lleva años ejerciendo su trabajo, él socio es una persona alegre y responsable con mucha ganas de salir adelante siendo de esta manera que el socio saca adelante a su familia.

El socio solicita el préstamo para re potenciar su computadora el cual es su herramienta de trabajo.

Los otros socios se dedican a la compra y ventas de cuyes, tienda de abarrotes, tejidos, repostería, venta de miel, venta de yogurth, negocio de lavandería, restaurantes.

Los socios que salen el la foto adjunta son socios que pidieron permiso para llegar tarde a la reunion.

El socio agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.

Previous Loan Details

Sra. Aydee was born in the city of Cusco and lives there still. In the photograph she is raising her hand. Sra. Aydee is a widow and has two children. She is a working mother and is responsible for helping her children to get ahead. She has a laudromat and two people who help her with the busine... More from Señor De Huanca Group's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 40
    View loans »
    Peru Loans Fundraising
  • $64,464,775
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor De Huanca Group's $5,000 loan helped a member to boost his computer which is his main work tool.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 24, 2012
May 30, 2012
Currency Exchange Loss:
Sep 15, 2012