A loan of $825 helped to buy more essential commodities like sugar and soap for resale.


Joseph's story

Joseph is 35 years old and lives in the town of Nakifuma, located in the Mukono region of Uganda. He is married and has four children, three of whom are in school. For the past two years, Joseph has been working hard to manage his retail shop, which sells sugar and soap.



To help expand his business, Joseph has requested a loan of 2000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more essential commodities like sugar and soap for resale, and will help Joseph to generate greater profits and improve his family's living standards. Joseph hopes that in the future he will be able to start up a supermarket.



Joseph is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Joseph who do not have enough collateral for commercial loans, but operate businesses that have grown too large for microloans.



Loan details


Lenders and lending teams



Loan details