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Cay's Group
In this Group: Cay, Da, Ly
Mrs. Cay was born in 1960. She has one daughter who is a student. Her husband is a porter.

Mrs. Cay’s main income is from collecting scrap and raising chickens. She has worked in this area for eight years. Each month, she earns about 3,000,000 VND and the total income of her family is about 6,000,000 VND. Mrs. Cay has been in the credit program since 2003 and has repaid on time.

In this loan cycle, she wants to borrow 5,014,000 VND to buy food for her chickens and to raise capital for collecting scrap.

About the other borrowers in her group:

Mrs. Da is 53 years old. She has two children. She wants to borrow 5,014,000 VND for her small business.

Mrs. Ly is 27 years old. She wants to borrow 5,014,000 VND for her small business.

Additional Information

About SEDA:

The Center of Small Enterprise Development Assistance (SEDA) is a non-profit organization whose vision is to create “a society without poverty.” Founded in 2004, SEDA provides microfinance services to low-income and disadvantaged people in rural areas of Hanoi and the northern provinces of Vietnam through its Binh Minh Micro-Finance Program.

You can also join SEDA’s lending team to assist SEDA in continuing to support its portfolio of borrowers.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 86
    View loans »
    Vietnam Loans Fundraising
  • $16,977,375
    Funds lent in using Kiva
  • 20,845.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of Cay's Group's $725 loan helped a member to buy food for her chickens and raise capital for collecting scrap.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2012
May 23, 2012
Currency Exchange Loss:
May 17, 2013