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Janice Marifel
Janice Marifel lives with her spouse and one child at their simple house in Ugac. To make a living, the couple both manage an internet cafe and acquire good income from it. They have been in the business for over a year now. They usually earn about 20,000 PHP each month. Income goes for meals, bills at home and the rental fee for the stall. They started with 5 units of computers and now they already have 10 units.

Janice Marifel still wants to improve her services so she is asking for an additional capital of 30,000 PHP to buy ink, colored papers and flash drives used in the internet cafe. She hopes to keep extending friendly services and boost her profits. This way, she will achieve a prosperous life she has been aiming for her family.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 359
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Janice Marifel to buy ink, colored papers and flash drives use in the internet cafe.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2012
Jun 1, 2012
Currency Exchange Loss:
Dec 15, 2012