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Shoira is a young woman of 36 years. She is married and has three children. She has been working with sewing women's clothing for more than 10 years. She sews dresses and children's clothing to order. She provides for her family and supports the family's budget and her husband. Her husband Abdumannon also works.

The small family has a stable income and as Shoira has the required occupation, they decided to take a loan for the purchase of a second sewing machine. Shoira is teaching her daughter the skills and now rents a workshop for sewing clothes. She currently has many clients and therefore she would like to expand her business.
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Шоира -молодая женщина 36 лет,замужем и имеет троих детей.Более 10ти лет занимается пошивом женской одежды, шьет на заказ платья и детскую одежду.Содержит семью и поддерживает бюджет семьи и своего мужа.Муж Абдуманнон тоже работает.Молодая семья зарабатывает стабильно и так как имеют востребованную профессию,решили получить кредит на приобретение второй швейной машинки.Шоира учит девочек своему мастерству и сейчас арендует цех по пошиву одежды.У неё теперь много клиентов и поэтому она хочет расширить свой бизнес.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 220
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Shoira to buy a second sewing machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2012
May 25, 2012
Currency Exchange Loss:
Jun 17, 2013