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Tadjiniso is a middle-aged Uzbek, she is married and has raised three children. All the children are already grown-ups and have their separate households.

Currently Tadjiniso, together with her son and daughter in law, is teaching at the regional school far away from home. On the weekends she travels home, as it is not possible for her to go back every day. Her husband Jusufaj is disabled and under treatment. The son and the oldest one of the family earns money and also helps his parents.

Tadjiniso receives a loan to make small repairs to her house. Her living conditions are poor, and the family can not save a large amount of money, but our conditions are favorable for her. She intends to work with us and thanks us for our support.
View original language description ↓
Таджинисо-узбечка средних лет,замужем и воспитала троих детей.Все дети уже взрослые и имеют свои отдельные хозяйства.Сейчас с младшим сыном и невесткой Таджинисо преподает в районной школе вдали от своего дома и по выходным приезжает домой, так как каждый день ей не выгодно ехать.Муж Юсуфали инвалид и лечится.В семье зарабатывают сыновья и старшие и они также помогают родителям.Кредит получает на мелкий ремонт своего дома,у неё плохие условия и накопить большую сумму семья не может, а наши условия стали выгодные для Таджиниса.Планирует работать с нами и благодарит нас за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Tadjiniso to repair the house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 14, 2012
May 25, 2012
Currency Exchange Loss:
Jun 17, 2013