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Rene, 43, lives with his life partner and their children in his own home. He is a farmer who cultivates corn and sorghum. He has been working as a farmer for many years, and so he has acquired a lot of experience in this line of work. He sells his crops in all of the areas that surround the place where he lives, and he has gained a lot of customers because he sells top quality products at excellent prices. In addition, he is known for serving his customers well, as he is very helpful. Rene is an enterprising man who has a strong desire to get ahead. He likes to be ready for new opportunities, as he knows that they will help him to become successful. In his last harvest he suffered a loss of 40 percent of his crops due to the weather, and he wants to recover for the 2012 season. For this reason, he is requesting a loan from INTEGRAL that will allow him to purchase corn and sorghum seeds, fertilizers, herbicides, tools, etc. Rene has good credit references and is very responsible. He knows that he will get enough earnings to pay off the loan, and at the same time he will be able to offer his family a better quality of life.
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Rene de cincuenta y tres años de edad vive junto a su compañera de vida y sus hijos en casa propia; él se dedica al cultivo de maíz y maicillo, tiene varios años de dedicarse a la agricultura por lo que ha adquirido gran experiencia en el ámbito; comercia por todos los alrededores de la zona donde reside y se ha hecho de mucha clientela porque les vende productos de buena calidad a excelentes precios además se caracteriza por atender bien su clientela, es muy servicial; Rene es un hombre emprendedor con muchas ganas de salir adelante, le gusta estar a la expectativa de nuevas oportunidades pues sabe que son las que le ayudaran a alcanzar el éxito, en esta última cosecha debido al clima tuvo una pérdida del cuarenta por ciento de su producción y desea recuperarse para esta temporada 2012 por eso le solicita a INTEGRAL un crédito que le permita comprar semilla de maíz y maicillo, fertilizantes, herbicidas, herramientas etc. Rene tiene buenas referencia de pago es muy responsable sabe que obtendrá las ganancias suficientes para saldar el financiamiento y al mismo tiempo podrá ofrecerle a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 476
    View loans »
    El Salvador Loans Fundraising
  • $31,326,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $250 helped Rene to buy corn and sorghum seeds, fertilizers, herbicides and tools.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
May 4, 2012
Jun 2, 2012
Currency Exchange Loss:
Mar 15, 2013