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Roberto Ramiro
Roberto Ramiro, 43, is married and has a son; he lives with his wife and four-year-old son in San Miguel, Bolívar Province.

Roberto Ramiro works growing corn, lima beans, broad beans and peas. He’s asking for the loan to buy supplies like urea, manure and weed killing liquid.

With help from the loan he will be able to buy the supplies he so needs for his crops. The challenge he faces is harvest and bad weather.

His dream is to be able to give his son an education and that his crops are good so that profits will be good. In his free time he likes to play soccer.
View original language description ↓
ROBERTO RAMIRO tiene 43 años de edad es casado tiene un hijo, vive con la esposa y con el hijo de 4 años de edad en San Miguel Provincia de Bolívar.

ROBERTO RAMIRO se dedica a la siembra de maíz, fréjol, habas y arveja. Solicita el crédito para comprar insumos, urea, abono, líquido mata maleza.

Con la ayuda del crédito podrá comprar los insumos que tanta falta le hace para los cultivos.

Los desafíos a los que se enfrenta es la cosecha y el mal tiempo.

El sueño es poder dar la educación al hijo y que los cultivos sean buenos para tener buenas utilidades.

En el tiempo libre le gusta jugar futbol.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 73
    View loans »
    Ecuador Loans Fundraising
  • $25,580,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Roberto Ramiro to buy farm supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2012
May 29, 2012
Currency Exchange Loss:
Jun 17, 2013