A loan of $625 helped to purchase beauty and personal care products.

Hanner Rafael's story

Hanner is 24 years old, he is a good entrepreneur, and for three years he has owned his own business. He sells products via catalogues. He began doing this because of his mother. She gave him his first merchandise such as perfumes, colognes, and clothing so that he could sell them to fellow students and neighbors. This is how he gradually began forming his own clientele and when he was positioned to do so, he began selling via product catalogues.

Today his dreams continue to grow and his goals are to continue increasing his income (so that he can go to the university) and to be very successful.

His market is growing and so is the amount of capital that he needs to continue providing the products his customers demand. This is precisely why people go to CreiKiva, and this will be his first loan from the Fundación Mario Santo Domingo. He will use it to buy beauty and personal products that he will promote in his catalogue with special discounts. He wants to offer great prices to his customers so that he can continue earning their loyalty, and this is why will be successful in investing his CrediKiva loan in his business.

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Translated from Spanish by Kiva volunteer Andrea Connelly

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