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Update on Ruth

Ruth continues to work in her photocopy business and she is also selling beauty products. She works in the photocopy store from 7:00 AM until 7:00 PM and she sells her beauty products independently. This work enables her to raise her children. Her dream is to grow her photocopy business and her beauty product business. She is asking for a loan so that she can buy beauty products such as lip liners, perfumes, and lotions.

She is happy for the loan and she promises to make punctual payments.
View original language description ↓
La socia se sigue dedicando al negocio de fotocopiadora y tambien se sigue dedicando al negocio de venta de productos de belleza,la socia el negocio de fotocopiadora lo realiza desde las 7:00 a.m hasta las 7:00 p.m y los productos de belleza los vende en forma independiente,por medio de este negocio la socia saca adelante a sus hijos,el sueño de la socia es ampliar el negocio de fotocopiadora y negocio de venta de productos de belleza.La socia solicita el credito para comprar productos de belleza como lapiz labiales,perfumes y cremas.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

The member belongs to the KuKuli community bank. The bank is located in the Cusco district, in the Cusco province and department. The member is Ruth. She is 35 years old and is married and has four children. She alternates her daily activities between a photocopy business and selling beauty pr... More from Ruth's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 49
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ruth to buy beauty products such as lip liners, perfumes, and lotions.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 8, 2012
May 29, 2012
Currency Exchange Loss:
Oct 15, 2012
This photo was used before for a previous loan for Ruth. It was first posted on Kiva on Oct, 2010. Learn More