A loan of $1,600 helped to buy merchandise and repair his vehicle.


Julio's story

Julio is a member of the communal bank "Todos Juntos", which belongs to the city of Viña del Mar. He and his wife sell fruits and vegetables at free markets, and have been in business for eight years.

He buys his goods from a supplier who specializes in fruits and vegetables. With the loan he will buy merchandise and repair the vehicle he uses to transport the goods.

One of Julio's goals is to expand business to earn more income so he can lead a better lifestyle. He lives with his wife and their dream is to continue working and open their own establishment.

Julio is very happy and grateful for the loan and services he has received through Fondo Esperanza. He says he feels very comfortable in the communal bank meetings and with the members of the group, because there is generosity and unity.

Viña del Mar is a city on the coast of central Chile. It is also known as the Garden City because of the gardens and patios that many old residences in the city have. It is also considered Chile's tourist capital.

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Translated from Spanish by Kiva volunteer Sherry Bess



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