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Alpha's Group
In this Group: Alpha , Abdulia , Micheal , Mustapha , David M. , Samson B., John A , Osman , Abdul , John K.
Salone Microfinance Trust (SMT), a partner of Kiva based in Makeni, northern Sierra Leone is very pleased to present to you these gentlemen. They are staff of a reputable company located in Tonkolili district, in northern Sierra Leone. These guys have come to SMT to request a loan for various reasons. Some will use it to buy house-building materials, others will use theirs to invest in business, some to pay school fees for their children, etc. At the end of each month, their company’s finance officer will deduct the amount they owe SMT/Kiva and repay on their behalf.

Alpha is their leader. He is a native of Mahama village, in northern Sierra Leone. The forty-year-old is married to a farmer and they have four children who are attending primary school. Alpha has been working for this company for nine years now. He has requested this loan in order to buy house-building materials like cement, steel doors, steel windows, glass, tiles, etc. for the completion of the house he has started building. This will be the fourth loan that Alpha has accessed from SMT. With the help of previous loans, he started the construction of a house for his family. And with this loan, he will complete the building process, thanks to loans he receives from SMT/Kiva lenders.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Sierra Leone

  • $2,100
    Average annual income
  • 45
    View loans »
    Sierra Leone Loans Fundraising
  • $10,068,550
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A portion of Alpha's Group's $4,925 loan helped a member to buy house-building materials like cement, steel doors, steel windows, glass, tiles, etc. for the completion of the house he has started building.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 11, 2012
Jun 1, 2012
Currency Exchange Loss:
Apr 21, 2013