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Janepher is married with three children and all of her children go to school. She doesn’t take care of additional family members. She has a business of selling charcoal and has been in this business for two years. She has applied for a loan of 600000 Ugandan shillings from MCDT-SACCO to buy more bales of used clothes. She moves door to door selling used clothes. She works six days a week. Besides this clothing business she generates additional income through selling charcoal at home. Her major business challenges includes the rainy season which hinders her movements and the ever increasing prices of used clothes. She is aspiring to see her business grow big so that she can get a permanent business premises and build rental rooms. She resides in a home that she owns and the family has access to electricity and piped water.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 120
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,480.0
    Uganda Shillings (UGX) = $1 USD