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This is 43-year-old Jestina. She is married and has five children aged 20, 17, 14, 11 and 8 years.

In 1997, Jestina established her patient medicine business to assist her husband in the running of the home. She went through training at the Nixiou Hospital in Segbwema. Working seven days a week and 12 hours a day, she earns about 2,240,000 SLL every month.

Jestina would like a loan in the amount of 4,000,000 SLL. She has already received and successfully repaid one loan and now requires a new loan in order to buy more pharmaceuticals. She hopes that this loan will enable her to increase her monthly profits by approximately 350,000 SLL.

In the future, Jestina plans to own a modern pharmacy and to establish a branch in Pujehun, her home town. She also hopes that the loan will increase her stock and capital. One challenge she faces is the proliferation of fake drugs. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,225
    Funds lent in using Kiva
  • 4,310.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Jestina to buy pharmaceuticals.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
May 4, 2012
May 21, 2012
Currency Exchange Loss:
Feb 15, 2013