A loan of $1,500 helped to buy inventory.


Sandra Yahaira's story

Picoaza appears in books as one of the one of the indigenous towns that is part of the Manteña culture. This urban parish is located only ten minutes from the city of Portoviejo, the Manabita capital and full of many stories. The members of the María Asunción communal bank meet here every two weeks.


Sandra is 31 years old, is in a live in relationship and has two children, ages 11 and 3. The oldest is in school. Her husband is a merchant.


Our friend is a housewife who, in order to obtain her own income for her expenses and also to help her husband with the household expenses, sells clothing through a catalog and also sells Esika (beauty products, cosmetics, perfume, and ladies’ accessories). She sells door to door and works three hours a day every day. She sells on credit and collects every week. She’s been doing this for nine years and things are going very well for her. For her, her sales are her life and she loves what she does.


This loan is so that she can buy perfumes, creams, cosmetics, and clothing to fill orders. She has been a member of the communal bank for four years. She is in charge of payments and she likes it because the payments are easy to make.


Her dream is to provide the best for her children.

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Translated from Spanish by Kiva volunteer Hugo Reyes


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