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Martina, 56, is a single mother; she has three children and lives in the municipality of Puerto Cortes. Martina has a business that’s a shop selling spare parts, oil, lubricants and batteries for vehicles and motorcycles. She started the business 30 years ago and states that she’s done quite well and that she has her own customers. She says that income from the business is generated daily because her products are in high demand for vehicle maintenance and she hopes to continue getting better sales so that profits will be better.

She’s asking ODEF for her third loan in the amount of 21,000 lempiras to buy better spare parts, oil, lubricants, batteries and other accessories to sell. With this investment she hopes that the business’ profitability will be better offering her customers quality products for the vehicles. Her goal is to continue working to attain economic stability to help her children continue with their studies.
View original language description ↓
Martina tiene 56 años de edad, es madre soltera, tiene 3 hijos y vive en el Municipio de Puerto Cortes.
Martina tiene un negocio de un taller de venta de repuestos, aceites, lubricantes, baterías para vehículos y motocicletas. Este servicio lo inicio hace 30 años y manifiesta que le ha ido bastante bien ya que cuenta con sus propios clientes. Dice que los ingresos que este negocio le genera son a diario, porque son productos de mayor demanda para el mantenimiento de los vehículos, y espera continuar obteniendo mejores ventas para que sus ganancias sean mejores.
Esta solicitando el tercer préstamo con ODEF de 21,000 lempiras para invertir en compra de mejores repuestos, aceites, lubricantes, baterías y otros accesorios para la venta. con esta inversión espera que la rentabilidad del negocio sea mejor, ofreciendo a sus clientes calidad de productos para los vehículos.
Su meta es seguir trabajando para alcanzar la estabilidad económica para ayudar a sus hijos a seguir con los estudios.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 42
    View loans »
    Honduras Loans Fundraising
  • $9,859,300
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Martina to buy spare parts, lubricants, batteries and other car repair accessories.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 8, 2012
May 28, 2012
Currency Exchange Loss:
Mar 15, 2013