A loan of $3,650 helped a member to buy merchandise (bags of rice, bags of sugar, noodles, fish, chicken, etc.).

Inmaculada Concepcion De Qosqo Ayllu Group's story

A group of friends and neighbors formed the 'Inmaculada Concepcion de Qosqo Ayllu' community bank in Qosqo Ayllu, a community in San Salvador district, Calca province, Cusco department. The members of this bank are always looking for opportunities to make progress in life and, through their daily work, they hope to provide their children with a better future. The members' business activities include: selling 'jora' (a traditional drink), selling groceries, selling food, selling dried grains, selling beer, selling plaster and raising animals. Others work in agriculture and provide transport services.

María del Carmen is the lady who is raising her hand in the photo. She was born in the city of Lima but her parents took her to live in Qosqo Ayllu community when she was very young. She is currently 36 years old, married, and has two children from this beautiful relationship. Her main business activity is selling basic household products such as rice, sugar, noodles and oil. She also grows amaranth, corn, barley and other products. She has been selling groceries for eight years and her business is doing very well thanks to the hard work that she puts in. On this occasion, María del Carmen needs a loan to buy merchandise such as bags of rice, bags of sugar, noodles, fish, chicken, etc. She travels twice a week to the city of Cusco to buy her products. Her dreams are to expand her premises, open a beer warehouse, and to buy a computer and photocopier.

The members of this group are grateful for the opportunity they are being given and they pledge to make their loan repayments on time.

The city of Cusco is located in the district, province and department of Cusco, in the very heart of the ancient city of the Incas. It is a tourist area owing to its archaeological centers, its historic center, its landscape and its history. Cusco is well known as a tourist spot. It is also known for its commerce, its traditional Inti Raymi celebrations and because it is home to one of the seven wonders of the world (Machu Picchu).

In this group: Maria Del Carmen, Felipa, Paulina, Cesaria, Benigna, Mario, Ernestina, Josefa, Ayde, Livia, Adelaida, Griselda, Marleny

Translated from Spanish by Kiva volunteer Linda Oxnard

Loan details

Lenders and lending teams

Loan details